There are no standard or widely accepted meaning or definitions of the terms 'moral' and 'ethical'. Different people including experts, philosophers, and religious leaders has explained these terms in different ways. Further that there is no clear distinction between these two terms. Although the terms ethics is also used as the name of subject dealing with moral behavior. Also when applied to behavior in a professional context the term ethical behavior is more popular.
In general people talk of ethical or moral behavior in terms of right or good behavior as opposed to wrong or bad behavior. However there are so many diff rent way of defining what is right and what is good.
There are two general approaches of approaching the problem of discriminating moral and ethical behavior from the opposite behavior. One approach is the voice of conscience, where every individual must decide what is right and wrong behavior for him.
The second approach is an externally imposed guidelines. In general culture of every society has some implicit codes of conduct of right and wrong behavior. Religious teachings are another major source of such guidelines. In addition some social institutions may also impose some voluntary or statutory codes of conduct of ethical behavior.
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